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855-877-5363 NMLS: 1705910
Buy Now, Refinance Later Terms and Conditions
  1. Lendplicity LLC (“Lendplicity Mortgage”) is offering qualified customers who close on a purchase mortgage loan or who close on a first-lien, closed end refinance mortgage loan with Lendplicity Mortgage (the “Mortgage Loan”) lender paid credits at the time such customers refinance the Mortgage Loan with Lendplicity Mortgage (the “Offer”).
  2. The Offer consists of up to $1,550 in lender paid credits, which shall be provided by Lendplicity Mortgage and used by the customer to offset the Covered Fees (defined below) assessed at the first time the Mortgage Loan is refinanced with Lendplicity Mortgage, which must take place during the time period which is six (6) months after the close of the Mortgage Loan and within three (3) years of the close of the Mortgage Loan. “Covered Fees” include: Underwriting Fees, appraisal fees, lenders title insurance and credit report fees.
  3. To be eligible for and receive the Offer, a customer must:
    a. Be a U.S. citizen, permanent resident or non-permanent resident (certain visa categories only) purchasing or refinancing a primary residence, second home or investment property located in a state where Lendplicity Mortgage is licensed to originate mortgage loans;
    b. Successfully close on their Mortgage Loan with Lendplicity Mortgage between March 1, 2023 and June 30, 2023;
    c. Refinance their Mortgage Loan with Lendplicity Mortgage during the Refinance Period; and
    d. Contact their Lendplicity Mortgage Loan Officer at any time prior to locking in the interest rate of the customer’s first refinance of the Mortgage Loan and inform them that they would like to redeem the Offer.
  4. Covered Fees does not include discount points associated with a refinance of the Mortgage Loan. The Offer may not be combined with any other Lendplicity Mortgage offers, promotions, or concessions. The Offer is only redeemable for a qualified customer’s first refinance of the Mortgage Loan during the Refinance Period and is not redeemable for subsequent refinances. All applications are subject to underwriting and credit approval. The Offer consists of up to $1,550 in lender paid credits to be applied to a qualified customer’s assessed Covered Fees, and any such lender paid credits in excess of the assessed Covered Fees will not be provided as any form of cash back or other consideration.
  5. The Offer is subject to all applicable state laws, and is available in states where Lendplicity Mortgage is licensed.
  6. Lendplicity Mortgage is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
  7. LENDPLICITY MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. Lendplicity LLC 13215 Bee Cave Pkwy. A210, Bee Cave, TX 78738, Tel: 855-877-5363. NMLS # 1705910. (
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