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855-877-5363 info@lendplicity.com NMLS: 1705910

Before even looking for your first house, we can help you get pre-approved for a loan ensuring the rest of the process is hassle-free.

What’s the difference between a pre-approval and a pre-qualification you ask?  Well, there is a very large difference that could make or break your chances of getting your offer accepted when buying a property.

If you have a pre-qualification letter, you may have only spoken to a lender, told the lender what you think your credit score is, told the lender what your income is, and just told the lender what you have in your bank account. The lender would be going off of a discussion with no confirmation of what you said or any type of approval from the lender’s underwriters.

With a pre-approval, you would have submitted your loan application, your credit would be checked, your income and assets would be verified, and your file would have been “pre-approved” through underwriting with the lender. As you can imagine, this is a much stronger position to be in than a pre-qualification when making an offer on a house. The pre-approval would be conditional on an acceptable identified property and an acceptable appraisal value. The pre-approval is usually good for 90 days.

Lendplicity Mortgage can help you get pre-approved and on your way to home ownership!

Contact one of our purchase specialists today to start your pre-qualification today.

Why Should You Get Pre-Approved with Lendplicity Mortgage?

  • We put YOU first.
  • Lendplicity Mortgage offers some of the most competitive Wholesale rates in the Nation!
  • Fast and efficient, we close most of our loans in 25 days or less.
  • We offer a variety of loans. Lendplicity Mortgage can help you find the loan that is right for you!!!
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